Day after day, week after week, month after month, I just keep on getting older. It’s not a foreign concept, really. It’s what happens. But the older I get, the more I realize that I need to think about my future. My health isn’t fabulous, I don’t deny that. I also don’t deny that if I’m as lucky as my family, I’ll live well into my golden years.
I shouldn’t take that for granted, though. I should have some sort of life insurance. Why? Because it wouldn’t be fair to leave Rob to pay for everything if something were to happen to me. It’s expensive to pay for a funeral and burial, I know from first hand experience. I already know that if something happens to my mother, I’m in a world of hurt because I can’t afford to pay and she has no insurance.
Without life insurance, you have to worry every day about how your family is going to go on, how they’re going to survive without you. There is the constant worry of whether your loved ones will be able to survive financially, worry about the bills you leave behind. The problem, however, is that life insurance isn’t cheap and with the economy in the condition it’s in, it’ll be even harder for someone to keep up their premiums.
That’s where Term Banking comes in handy. Term Banking allows the policy holder to sell their policy two years after purchasing it. Not necessarily a wise choice, but perhaps it can be a benefit. It all depends on what is done in the future. Don’t leave your family in the lurch, make sure you have some sort of life insurance if you can do it. Even if you can’t, do it anyway.
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